Road to Rich-7 Keys of “I Will Teach You to Be Rich” from Ramit Sethi (vol.13)

1. Try negotiating down your APR(Annual Percentage Rate).

2. Recalculate the figures in your debt spreadsheet.

3. Being in debt means staying at a job you hate.

4. Grow your savings account.

5. Get your free credit report from annualcreditreport.com

6. Check out bankrate.com if you want to get a new credit card.

7. Getting out of debt quickly will be the best financial decision you ever make.